Why obtain an appraisal from Newlin-Johnson Co. Inc.?

To a lot of us, an appraisal is simply another fee on the settlement sheet for a home purchase or refinance. Nearly all lenders still call in a local expert because the stakes are incredibly high, even though there are a multiplying number of automated home valuation systems that might seem more practical than an appraisal. You might assume that getting a mortgage is the only reason to acquire an appraisal, but there are other situations when the services of a licensed, independent real estate professional might be helpful.

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Let Newlin-Johnson Co. Inc. help you dispute your tax assessment in Vigo County

It's probable you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are based upon a previous assessment of your home, so if values have gone down in your area, you can challenge your assessment and save money. An appraisal from Newlin-Johnson Co. Inc. is your best evidence when building your case. At Newlin-Johnson Co. Inc., we're qualified to assist you in appealing your tax assessment.

Let Newlin-Johnson Co. Inc. help you do away with PMI to lower your mortgage payment

When the amount being loaned to the buyer is more than 80% of the actual value of the property, most lenders ask home buyers to purchase an added insurance policy. That policy is Private Mortgage Insurance, or PMI. This additional payment is often bundled into the monthly mortgage payment and is quickly forgotten. PMI isn't required when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to do away with the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

Newlin-Johnson Co. Inc. can give you a statement regarding the value of your home, and the cost of the home valuation can usually be regained in just a few months because you'll no longer be paying the PMI.

An appraisal from Newlin-Johnson Co. Inc. will help you settle a divorce with less stress

A divorce can be a particularly daunting event for both parties, and it is often even more complicated by the burdensome decision of who gets the house. So both parties are entirely aware of the true market value of their house, it's a good idea to get an appraisal from Newlin-Johnson Co. Inc., regardless of the situation.

If the parties want to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Settling an estate with peace of mind

The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to manage these affairs, unlike wealthier individuals. And seeing that a home or other property often makes up an unequal share of the total estate value, knowing the correct value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received a fair deal.

Relocating to or from Vigo County?

Employee relocation can be a real pain. We know where you're coming from. We take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive features of their property, along with information about any current sales or listings in their neighborhood that they want considered during our thorough process.

Sell your home quickly at the right price with an appraisal from Newlin-Johnson Co. Inc.

A professional appraisal can help you make a better educated decision when determining your asking price, whether you choose to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees aren't contingent upon the value opinion we render, but rather they are calculated on our efforts to complete the appraisal.

On a daily basis, we determine the difference in value things like an additional bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses are one the market.